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MSP
SEPA B2B Infrastructure
The SEPA Mandate Infrastructure for
The SEPA Mandate Infrastructure for
MSPs & Platforms
MSPs & Platforms
Empower your merchants with fully digital CORE and B2B direct debit mandates. Integrate the Green Mandate Router once via API to offer a white-labeled, SEPA-compliant authorization flow across all European banks.
Empower your merchants with fully digital CORE and B2B direct debit mandates. Integrate the Green Mandate Router once via API to offer a white-labeled, SEPA-compliant authorization flow across all European banks.
Built for Mandate Service Providers
What We Offer MSPs
What We Offer MSPs
Green Mandate connects MSP platforms directly to debtor banks across the SEPA zone. Through a single integration to the GM Router, mandates are validated, routed, and registered at the bank level before collection.
Green Mandate connects MSP platforms directly to debtor banks across the SEPA zone. Through a single integration to the GM Router, mandates are validated, routed, and registered at the bank level before collection.
Operational Efficiency
Operational Performance Advantages for MSPs
Operational Performance Advantages for MSPs
Lower Operational Costs
Lower Operational Costs
Reduce manual reconciliation, error handling, and bank-specific integration overhead.
Reduce manual reconciliation, error handling, and bank-specific integration overhead.
Faster Mandate Validation
Faster Mandate Validation
Shorten the time between mandate submission and bank verification.
Shorten the time between mandate submission and bank verification.
Full Process Transparency
Full Process Transparency
Receive structured status updates and maintain a complete audit trail for each mandate.
Receive structured status updates and maintain a complete audit trail for each mandate.
Regulatory Confidence
Regulatory Confidence
Operate within SEPA B2B requirements with standardized validation and routing logic.
Operate within SEPA B2B requirements with standardized validation and routing logic.
Streamlined Payments with Confidence
SEPA Direct Debit Made Simple
SEPA Direct Debit Made Simple
CORE
B2B
Flexible Access Across All Customers
Accessible for consumers and businesses, enabling flexible payment collection across base.
Securely Stored Mandates You Can Trust
Mandates are securely stored by your creditor, giving you peace of mind and compliance assurance.
Protected Payments with 56-Day Refunds
Refund protection ensures your customers feel confident while maintaining trust in your business.
Full Transaction Freedom, No Bank Limits
No bank-imposed debit limits means you can scale transactions without restrictions.
CORE
B2B
Flexible Access Across All Customers
Accessible for consumers and businesses, enabling flexible payment collection across base.
Securely Stored Mandates You Can Trust
Mandates are securely stored by your creditor, giving you peace of mind and compliance assurance.
Protected Payments with 56-Day Refunds
Refund protection ensures your customers feel confident while maintaining trust in your business.
Full Transaction Freedom, No Bank Limits
No bank-imposed debit limits means you can scale transactions without restrictions.
CORE
B2B
Flexible Access Across All Customers
Accessible for consumers and businesses, enabling flexible payment collection across base.
Securely Stored Mandates You Can Trust
Mandates are securely stored by your creditor, giving you peace of mind and compliance assurance.
Protected Payments with 56-Day Refunds
Refund protection ensures your customers feel confident while maintaining trust in your business.
Full Transaction Freedom, No Bank Limits
No bank-imposed debit limits means you can scale transactions without restrictions.
The “Build vs. Buy” Dilemma
Stop Building.
Stop Building.
Start Scaling.
Start Scaling.
GreenMandate handles banking compliance efficiently so your team can focus on core product work and strategy.
GreenMandate handles banking compliance efficiently so your team can focus on core product work and strategy.
The Internal Burden
The Internal Burden
In-house mandate compliance consumes time, resources, and creates operational friction
Maintaining 40+ proprietary bank portals
Maintaining 40+ proprietary bank portals
Updating XML schemas for ISO 20022 compliance
Updating XML schemas for ISO 20022 compliance
Handling complex B2B mandate registrations manually
Handling complex B2B mandate registrations manually
VS
VS
The Green Mandate Advantage
The Green Mandate Advantage
One seamless solution for mandate compliance, reducing manual work and accelerating productivity.
Single REST API connection
Single REST API connection
Handles banking updates, signing, compliance.
Handles banking updates, signing, compliance.
Frees your team to focus on core product
Frees your team to focus on core product
Core MSP Platform Capabilities
Built for Scale, Designed for Platforms
Built for Scale, Designed for Platforms
White-Label API & Dashboard
White-Label API & Dashboard
Embed the mandate journey natively into your platform with fully branded flows for your downstream merchants.
Multi-Merchant Management
Multi-Merchant Management
Manage thousands of underlying merchant accounts, view statuses, and pull unified audit reports from a single master console.
Automated Webhooks
Automated Webhooks
Receive real-time status updates (e.g., Mandate Created, Bank Registered, Rejected) directly into your system.
Auto PAIN.009–012 Handling
Auto PAIN.009–012 Handling
We manage the complex ISO 20022 messaging required for B2B mandate registrations.
Revenue & Growth
Turn Compliance into a Revenue Stream
Turn Compliance into a Revenue Stream
Turn compliance infrastructure into a scalable revenue stream with faster market entry, flexible pricing models, and higher merchant retention.
Accelerated Time-to-Market:
Launch a premium, pan-European mandate product in weeks, not years.
Dispute Vulnerability
Access competitive wholesale pricing or revenue-share agreements to monetize mandate processing for your merchants.
Data Quality Issues
Provide a frictionless onboarding experience that sticky enterprise merchants demand.
Integration
Developer-First Integration
Developer-First Integration
API & Legacy Brdiging
Integrate Green Mandate with core banking platforms, enterprise systems, and legacy environments through secure APIs and standardized data exchange.
The Bank Console
Access mandate activity, approval status, and operational insights through a centralized interface designed for banking and compliance teams.
SEPA Messaging Framework
Complete Control Across the SEPA Direct Debit
Complete Control Across the SEPA Direct Debit
PAIN.012
Receive debtor bank confirmation to validate mandate actions in real time.
PAIN.011
Terminate B2B mandates securely to prevent unauthorized future debits.
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
PAIN.010
Update existing B2B mandates without interrupting your collection workflow.
PAIN.009
Mandatory for SEPA B2B. Registers the mandate before any collection can occur.
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
PAIN.008
Initiates one or more SEPA Direct Debits and triggers actual fund collection through the creditor’s bank.
CORE & B2B
Key Data Included:
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
Not routing
Router routes
PAIN.012
Receive debtor bank confirmation to validate mandate actions in real time.
PAIN.011
Terminate B2B mandates securely to prevent unauthorized future debits.
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
PAIN.010
Update existing B2B mandates without interrupting your collection workflow.
PAIN.009
Mandatory for SEPA B2B. Registers the mandate before any collection can occur.
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
PAIN.008
Initiates one or more SEPA Direct Debits and triggers actual fund collection through the creditor’s bank.
CORE & B2B
Key Data Included:
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
Not routing
Router routes
PAIN.012
Receive debtor bank confirmation to validate mandate actions in real time.
PAIN.011
Terminate B2B mandates securely to prevent unauthorized future debits.
PAIN.010
Update existing B2B mandates without interrupting your collection workflow.
PAIN.009
Mandatory for SEPA B2B. Registers the mandate before any collection can occur.
PAIN.008
Initiates one or more SEPA Direct Debits and triggers actual fund collection through the creditor’s bank.
CORE & B2B
Key Data Included:
Debtor IBAN
Amount
Collection date
Mandate details (ID, signature date, sequence type)
Security & Trust Layer
Bank-Grade Security by Bluem
Bank-Grade Security by Bluem
ISO 20022, eIDAS & GDPR Compliance
ISO 20022, eIDAS & GDPR Compliance
Fully aligned with European regulatory frameworks ensuring secure and verifiable mandate processing.
Tamper-Proof Mandate Certificates
Tamper-Proof Mandate Certificates
Cryptographically secured audit trails and certificates protect merchants from disputes and unauthorized claims.
Cryptographically secured audit trails and certificates protect merchants from disputes and unauthorized claims.
Testimonial
Trusted by Finance Professionals
Marcia van der Leeden – De Groot
Financial Director, Das Autohaus Leasing
B2B mandates used to be slow, manual, and error-prone. Today it’s fully digital. This means faster onboarding, full audit trails, and automated bank mandate registration.
Géke Heikoop
Manager Finance Operations, A.S.R.
Green Mandate helped us move away from fragmented mandate processes and weak authorization methods. The result is a single, SEPA compliant flow that works reliably across all banks and significantly reduces operational risk.
Rob van Eerd
Software Architect, Qander
Simplicity, compliance, and zero paperwork for customers. That’s what stood out to us. Green Mandate provides clear mandate evidence that meets both our legal and operational requirements.
Testimonial
Trusted by Finance Professionals
Marcia van der Leeden – De Groot
Financial Director, Das Autohaus Leasing
B2B mandates used to be slow, manual, and error-prone. Today it’s fully digital. This means faster onboarding, full audit trails, and automated bank mandate registration.
Géke Heikoop
Manager Finance Operations, A.S.R.
Green Mandate helped us move away from fragmented mandate processes and weak authorization methods. The result is a single, SEPA compliant flow that works reliably across all banks and significantly reduces operational risk.
Rob van Eerd
Software Architect, Qander
Simplicity, compliance, and zero paperwork for customers. That’s what stood out to us. Green Mandate provides clear mandate evidence that meets both our legal and operational requirements.
Testimonial
Trusted by Finance Professionals
Géke Heikoop
Manager Finance Operations, A.S.R.
Green Mandate helped us move away from fragmented mandate processes and weak authorization methods. The result is a single, SEPA compliant flow that works reliably across all banks and significantly reduces operational risk.
Rob van Eerd
Software Architect, Qander
Simplicity, compliance, and zero paperwork for customers. That’s what stood out to us. Green Mandate provides clear mandate evidence that meets both our legal and operational requirements.
FAQ
Frequently Asked Questions about SEPA Mandates
Frequently Asked Questions
Frequently Asked Questions
Is Green Mandate compliant with the SEPA Direct Debit Rulebook?
Yes. Green Mandate is designed to be fully compliant with the SEPA Direct Debit Rulebook. Each mandate includes verified identity, bank account validation, legally binding consent, and a complete audit trail.
Does Green Mandate replace existing bank e-Mandates?
Can Green Mandate be used for both CORE and B2B Direct Debit?
How is mandate consent verified and proven?
Does this work across all European banks?
Is Green Mandate compliant with the SEPA Direct Debit Rulebook?
Yes. Green Mandate is designed to be fully compliant with the SEPA Direct Debit Rulebook. Each mandate includes verified identity, bank account validation, legally binding consent, and a complete audit trail.
Does Green Mandate replace existing bank e-Mandates?
Can Green Mandate be used for both CORE and B2B Direct Debit?
How is mandate consent verified and proven?
Does this work across all European banks?
Get Started
Set a New Standard for Direct Debit
Replace paper and grey mandates with one secure, bank-agnostic digital flow that improves data quality, speeds up onboarding, and strengthens compliance for CORE and B2B.
Bluem Websites
© 2026 Bluem. All rights reserved.
Creative & Growth Partner | RhinoGraph.com
Get Started
Set a New Standard for Direct Debit
Replace paper and grey mandates with one secure, bank-agnostic digital flow that improves data quality, speeds up onboarding, and strengthens compliance for CORE and B2B.
Bluem Websites
© 2026 Bluem. All rights reserved.
Creative & Growth Partner | RhinoGraph.com
Get Started
Set a New Standard for Direct Debit
Replace paper and grey mandates with one secure, bank-agnostic digital flow that improves data quality, speeds up onboarding, and strengthens compliance for CORE and B2B.
A SEPA-compliant digital Direct Debit solution, built by Bluem.
Bluem Websites
© 2026 Bluem. All rights reserved.