Scale CORE Direct Debits
Scale Frictionless SEPA CORE Globally Direct Debits
Turn direct debit onboarding into a high-converting, mobile-first experience. Green Mandate modernizes SEPA CORE mandates with an instant digital flow built for enterprise scale, EPC compliance, and European consumer banks.
A Frictionless B2B Authorization Flow
Guide corporate debtors from authorization to mandate issuance through a streamlined, mobile-first experience designed to reduce errors and accelerate activation.
1. Smart Data Entry
The consumer chooses Direct Debit at checkout. The interface validates IBAN details in real time to prevent typos, invalid routing, and downstream collection failures.
2. Native Banking Authentication
Users authorize the mandate through their own mobile banking app or regional identity framework such as iDIN, using familiar biometric authentication.
3.Instant Mandate Issuance
The eIDAS-compliant CORE mandate is signed, logged, and delivered to the merchant through an instant webhook so fulfillment can start immediately.
Reduce refund risk before it becomes churn
SEPA CORE includes an 8-week unconditional refund window. Green Mandate helps billing, product, and success teams track mandate states, disputes, and evidence in one operational layer.
Monitor initiation, amendment, and cancellation states across PAIN.009, PAIN.010, and PAIN.011 workflows.
Receive direct signals for chargebacks and SEPA reason codes like MD01 before secondary billing loops fail.
Store secure timestamps, IP metadata, identity validation, and audit evidence to defend against friendly fraud.
Legal validity and bank-grade privacy, built in
For financial pages, trust is not decoration. It has to be visible, specific, and easy to validate.
Digital consumer authorizations use secure, legally binding electronic signatures designed for EU-wide validity.
Green Mandate is built by Bluem, an established European payment automation and mandate management provider.
Consumer financial identifiers are handled with bank-grade encryption, tokenization, and strict privacy controls.
Built for European Direct Debit Requirements
Green Mandate is designed around the standards, compliance frameworks, and verification processes that power secure SEPA CORE Direct Debit authorization across Europe.
Enable compliant consumer direct debit authorization across the European payments ecosystem.
Validate account details before activation to reduce errors and improve collection success.
Create a single authorization that supports secure, automated collections over time.
Supports advanced electronic signatures, identity verification, and legally binding authorization records.
Enable compliant consumer direct debit authorization across the European payments ecosystem.
Validate account details before activation to reduce errors and improve collection success.
Create a single authorization that supports secure, automated collections over time.
Supports advanced electronic signatures, identity verification, and legally binding authorization records.
Built for engineering teams that need clean standards.
A developer-first layer for RESTful integrations, localized webhooks, and ISO 20022-compatible mandate events.
Native orchestration of PAIN.009 Initiation, PAIN.010 Amendment, and PAIN.011 Cancellation XML schemas.
Compliant with ISO 20022 financial messaging standards for mandate and payment workflows.
Mapped for First, Recurrent, One-off, and Final transaction processing loops: FRST, RCUR, OOFF, and FNAL.
Developer-first RESTful JSON endpoints with localized webhooks and automated status-change event triggers.
Choose the
Right Path Forward
Explore the platform hands-on or speak with our experts to find the right implementation path for your organization.
Test CORE mandate flows, validate API responses, and review how Green Mandate fits into your checkout or billing stack.
- Full API access
- Real-time response
- Built for technical evaluation
Discuss your billing setup, refund-risk concerns, and the best implementation path for your SEPA CORE mandate flow.
- Personalized solution review
- CORE mandate guidance
- Enterprise rollout support
Choose the
Right Path Forward
Explore the platform hands-on or speak with our experts to find the right implementation path for your organization.
Test CORE mandate flows, validate API responses, and review how Green Mandate fits into your checkout or billing stack.
- Full API access
- Real-time response
- Built for technical evaluation
Discuss your billing setup, refund-risk concerns, and the best implementation path for your SEPA CORE mandate flow.
- Personalized solution review
- CORE mandate guidance
- Enterprise rollout support