Frictionless
SEPA Direct Debit
Empowering your customers with a bank-verified, fully digital mandate experience. No paper, no delays—just a seamless checkout protected by European eIDAS standards.
A Seamless Authorization Experience in 3 Steps
A fast, secure mobile-first authorization flow that guides users seamlessly from selecting their bank to completing identity verification and receiving instant confirmation.
1. Seamless Selection
The consumer selects "Direct Debit via Green Mandate" at the merchant's checkout and chooses their native bank.
2. Secure Authentication
The consumer is routed to their own trusted mobile banking app or identity provider (e.g., iDIN) to authenticate using biometric login (FaceID/Fingerprint).
3. Instant Confirmation
The digital mandate is cryptographically signed, and the consumer is instantly returned to the merchant's confirmation page.
Institutional-
Grade Data Protection
Green Mandate is built on eIDAS-compliant signatures, GDPR-aligned data handling, and PSD2/PSD3 security frameworks to ensure every mandate is secure, verifiable, and fully compliant across the European payment ecosystem.
Explaining that digital mandates carry the exact same legal weight as a wet-ink signature, protecting both the consumer from fraud and the merchant from illegitimate chargebacks.
Explicitly stating that Green Mandate strictly processes authorization tokens and does not mine, sell, or store unnecessary consumer financial data.
Highlighting the use of secure Open Banking APIs and Strong Customer Authentication (SCA) to eliminate unauthorized transactions.
Total Control
Over Your Payments
Clearly state that under EPC rulebooks, consumers have an unconditional right to reverse a CORE direct debit within 8 weeks, no questions asked.
Explain that consumers can view and revoke digital mandates directly through their native mobile banking environments.
Assure users that fully standardized digital flows mean they will always know exactly who they are authorizing and for what amount.
Frequently
Asked Questions
Yes. Green Mandate is designed to be fully compliant with the SEPA Direct Debit Rulebook. Each mandate includes verified identity, bank account validation, legally binding consent, and a complete audit trail.
No. If your customer banks with ABN AMRO, ING, Rabobank or ASN, the authorization will still be processed through the bank’s existing e-Mandate process. Green Mandate complements these solutions by filling the gap left by smaller and foreign EU banks that do not support the e-Mandates protocol. It ensures that all European customers, regardless of where they bank, can digitally provide a SEPA-compliant direct debit authorization.
Yes. The Green Mandate process can be used for both. Please note that a B2B mandate can only be provided by a business.
Green Mandate fully complies with the SEPA Direct Debit Rulebook. The signer is securely identified, the electronic signature meets e-signing requirements, and the bank account is verified to belong to the debtor. Every step is recorded in a clear audit trail, providing strong and reliable mandate evidence.
Yes. For SEPA CORE, Green Mandate already works with all European banks. For SEPA B2B, we are currently connecting banks to the Green Mandate Router to receive and register B2B mandates digitally. Through the Green Mandate Bank Console, banks can easily review incoming B2B mandates and approve or decline them with a reason. Once registered, both the creditor and the business debtor are instantly notified via the connected mandate service provider (MSP). This removes one of the biggest pain points in today’s process: slow and unclear mandate registration for banks, creditors, and debtors alike.
Choose the
Right Path Forward
Explore the platform hands-on or speak with our experts to find the right implementation path for your organization.
Upgrade your checkout experience with enterprise-grade SEPA mandate infrastructure built for scale, compliance, and conversion.
- Launch a fully automated SEPA B2B/B2C onboarding flow
- Integrate directly with banking and billing systems via secure APIs
- Improve conversion with frictionless authorization journeys
Get help with payments, mandates, or transaction-related questions through our dedicated consumer support portal.
- Resolve SEPA and mandate-related issues quickly and securely
- Access guided support for authorization or payment concerns
- Reduce delays with direct routing to the right support team
Choose the
Right Path Forward
Explore the platform hands-on or speak with our experts to find the right implementation path for your organization.
Upgrade your checkout experience with enterprise-grade SEPA mandate infrastructure built for scale, compliance, and conversion.
- Launch a fully automated SEPA B2B/B2C onboarding flow
- Integrate directly with banking and billing systems via secure APIs
- Improve conversion with frictionless authorization journeys
Get help with payments, mandates, or transaction-related questions through our dedicated consumer support portal.
- Resolve SEPA and mandate-related issues quickly and securely
- Access guided support for authorization or payment concerns
- Reduce delays with direct routing to the right support team